Consulto B.V. (“Consulto”, “we”, “our”, “us”) is a global media and technology company developing digital platforms and apps that connect people with trusted advisors. Our mission is to guide lives through knowledge, wisdom, and personal growth.

You must be at least 18 years old to use our platforms and services. By using Consulto.com or our apps, you confirm that you meet this requirement.

Consulto operates media websites, mobile applications, and interactive platforms that facilitate connections between users and independent advisors, coaches, or experts. Consulto does not provide medical, financial, or legal advice. All consultations and interactions are for informational and entertainment purposes only and should not replace professional advice from qualified practitioners.

All content on Consulto.com and related apps—including text, graphics, logos, designs, and software—is the property of Consulto B.V. or its licensors and protected under applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, or exploit any content without our prior written consent.

Consulto provides platforms that connect users with independent advisors. We are not liable for:

• The accuracy, reliability, or quality of advice or information provided by advisors.
• Any direct, indirect, incidental, or consequential damages arising from your use of our services.
• Your reliance on advice received through our platforms is at your own risk.

If you purchase services, credits, or subscriptions through our platforms, you agree to provide accurate payment information and authorize us or our payment providers to process transactions. Fees are non-refundable except as required by law or explicitly stated otherwise.

Our platforms may include links to third-party websites. Consulto is not responsible for the content, practices, or policies of external sites.

We respect your privacy. Please review our [Privacy Policy] for details on how we collect, use, and protect your personal information.

Consulto reserves the right to suspend or terminate access to our services at any time if you breach these Terms or misuse our platforms.

These Terms are governed by the laws of the Netherlands. Any disputes shall be resolved in the courts of Amsterdam, the Netherlands.

We may update these Terms from time to time. Updates will be posted on this page with a revised “Last Updated” date. Continued use of our services after changes are made constitutes acceptance of the revised Terms

For questions about these Terms, you may contact us at:

Consulto B.V.
Oderweg 1
1043 AG Amsterdam
The Netherlands
Email: info@consulto.com